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Pharmacy Underwriting 
Development Program

NOTICE:  The 2025-2026 recruiting season for this program has begun! You can also visit our events page to see if we'll be on your campus (virtually and/or in person) in the near future.
Employee working holding a mug wearing an Evernorth shirt
The Pharmacy Underwriting Development Program (PUDP) is an 18-week accelerated learning experience within Evernorth Health Services. It combines instructor-led training, self-paced study, and collaborative group projects to build core underwriting skills.

You'll receive in-depth technical training through a comprehensive curriculum that includes group learning, mentorship, and networking. But this program goes beyond the classroom—you’ll apply your skills to real business challenges through impactful group projects that drive meaningful results.

If you’re looking for a career that will allow you to directly impact business results, as well as use strong analytical and math skills, then starting your career within Evernorth's PBM Finance Underwriting team will allow you to do all this and more.
Apply to our PUDP internship
Previous associates share more about the program and their experiences.

Hear more about the program directly from our PUDP graduates!

 Dates:
Recruiting for this program begins annually at the end of August and runs through November.

Our recruitment process consists of several rounds including a recruiter phone screen and up to 3 rounds of interviews.

If opportunities remain available, recruitment will re-open in mid-January.

Locations:
Program associates have the opportunity to work a hybrid schedule from one of our physical office locations in: ​​​

Bloomfield, CT 
Philadelphia, PA
Chattanooga, TN
 Franklin, TN
St. Louis, MO
Morris Plains, NJ
Bloomington, MN

 Timeframe:
Internship: 
10 weeks during the summer beginning in mid-May each year

Full-time:
 18-week accelerated development program that provides you with extensive learning opportunities to begin your career

Who We Hire:
Internship:
We're looking for rising seniors in a preferred major, including Risk Management, Economics, Statistics, Mathematics, or Finance.

Full-time:
We're looking for recent graduates with  a Bachelor’s Degree in a preferred major, including Risk Management, Economics, Statistics, Mathematics, or Finance.
Anthony D. photo

Hear it from Anthony D.            Previous PUDP Intern
"Before working in my current position, I took an offer as an Underwriting Intern while I was finishing up my bachelor’s degree. Once I assumed the role, I found myself gaining a breadth of knowledge into the complexities of pharmacy benefit management. Throughout the experience, I was provided with an incredible support system and an environment genuinely dedicated to fostering my growth. In my current role, all the same still stands and things have gotten even better. Evernorth, in my unbiased opinion, is a great workplace for anyone to establish themselves at—whether you are a recent college graduate, someone looking for the next career milestone, or someone looking to reenter the workforce—this company is dedicated to learning and supporting, every step of the way."
The Cigna Group employee taking a call with his headset
PUDP Class of 2024
The Cigna Group employee in a meeting
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