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Pharmacy Underwriting 
Development Program

NOTICE:  The 2024-2025 recruiting season for this program has ended! Please check back in August 2025 for any updates. You can also visit our events page to see if we'll be on your campus (virtually and/or in person) in the near future.
Evernorth employee working
Our Pharmacy Underwriting Development Program (PUDP) sits within our Evernorth Health Services division. This 18-week accelerated development program provides you with extensive learning opportunities. The program includes a mixture of instructor-led classroom training, self-study, and group project work.

If you’re looking for a career that will allow you to directly impact business results, as well as use strong analytical and math skills, then starting your career within Evernorth's PBM Finance Underwriting team will allow you to do all this and more.

Our program, comprised of a summer internship and a full-time training program, is designed to provide you with the instruction needed to become a successful underwriter within our team.

You'll be provided technical training through our extensive curriculum, comprised of group learning, mentorship, and networking opportunities. But you won’t spend all your time in a classroom setting learning about hypothetical situations. Instead, we believe in letting you learn by making a real difference to our business through meaningful group projects.
Previous associates share more about the program and their experiences.

Hear more about the program directly from our PUDP graduates!

Recruiting dates:
Recruiting for this program begins annually at the end of August and runs through November.

Our recruitment process consists of several rounds including a recruiter phone screen and up to 3 rounds of interviews.

If opportunities remain available, recruitment will re-open in mid-January.
Locations:
Program associates have the opportunity to work a hybrid schedule from one of our physical office locations in: ​​​Bloomfield, CT; Philadelphia, PA; Chattanooga, TN; Franklin, TN; St. Louis, MO; Morris Plains, NJ; or Bloomington, MN.
Who we hire:
For our Summer Internship program we're looking for candidates that have completed 3 years towards their Bachelor’s degree (rising seniors) in a preferred major, including: Risk Management, Economics, Statistics, Mathematics, or Finance.

For Full-Time we're looking for recent graduates with 0-3 years of experience and a Bachelor’s Degree in a preferred major, including: Risk Management, Economics, Statistics, Mathematics, or Finance.
Program timeframe:
Our Summer Internship is 10 weeks during the summer beginning in mid-May each year.

Our Full-time program is an 18-week accelerated development program that provides you with extensive learning opportunities to begin your career.
Anthony D. photo

Hear it from Anthony D.            Previous PUDP Intern
"Before working in my current position, I took an offer as an Underwriting Intern while I was finishing up my bachelor’s degree. Once I assumed the role, I found myself gaining a breadth of knowledge into the complexities of pharmacy benefit management. Throughout the experience, I was provided with an incredible support system and an environment genuinely dedicated to fostering my growth. In my current role, all the same still stands and things have gotten even better. Evernorth, in my unbiased opinion, is a great workplace for anyone to establish themselves at—whether you are a recent college graduate, someone looking for the next career milestone, or someone looking to reenter the workforce—this company is dedicated to learning and supporting, every step of the way."
The Cigna Group employee taking a call with his headset
PUDP Class of 2024
The Cigna Group employee in a meeting